During the transaction, after inputting the card number, a box appears where the EMI tenure needs to be selected. After selecting the EMI tenure, the EMI escalates to the SSLCOMMERZ. The next step is to perform SSLCOMMERZ after the guest completes the EMI. The guest does not need to contact the issuing bank to convert the transaction into EMI nor does he need to submit EMI documents.
EMI conversion takes 7-10 working days.
I booked a package with EMI But I have been charged the full amount for that. Why? And what should I do now?
To convert a transaction into EMI, you’ll be prompted to enter your card number and select the desired EMI tenure from a pop-up box. Once you’ve made your selection, the EMI will be sent to SSLCOMMERZ for processing. After completing the EMI, the SSLCOMMERZ step will be initiated automatically, and you won’t need to contact your issuing bank or submit any EMI documents. This streamlined process is designed to save customers time and hassle.
EMI, or Equated Monthly Installment, is a payment plan that involves paying a fixed amount to the bank each month on a specific date. This payment covers both the principal and interest of the loan over a set period of time, ensuring that the loan is fully repaid by the end of the term.
Is there any interest charge applicable?
No. Xclusive Tours And Travels will not charge any interest, however, a minimal amount of processing fee will be applied as per the respective bank’s policy.
You can avail of EMI from Xclusive Tours And Travels from Major Banks in Bangladesh.
What will be the maximum EMI tenure?
Maximum EMI tenure is up to 36 months. However, our guests tend to prefer the 6 and 12 months EMI plans. EMI tenure depends on the respective Bank.
What are the minimum and maximum purchase limits with EMI?
The minimum purchase limit to avail of EMI is BDT 10000. There is no maximum payment limit for purchases from Xclusive Tours And Travels for EMI. However, it will depend on your credit card limit.
What if I want to pay early after paying a couple of months?
It is possible, however, you need to consult your bank for early settlement.
Can I avail of EMI for multiple services?
Yes, you can.
Can I avail of EMI with any debit/prepaid card?
No, you can only avail of EMI with credit cards issued by supported banks of Xclusive Tours And Travels/SSLCOMMERZ.
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Tenure and EMI Charges are given below:
3 Months – 3 %
6 Months – 4.5 %
9 Months – 6.5 %
12 Months – 8.5 %
18 Months – 11.5 %
24 Months – 15.5 %
Note : Respective bank tenure depends on bank policies. You can check before final payment.
EMI supported major banks operating in Bangladesh.
Name of Bank List:
(Updated on 11 June, 2023)